BPI Personal Loan: Up to Php 3Mn cash

Note: The table presents indicative monthly installments on sample loan amount. The final monthly installment will be based on the approved loan amount. It will be reflected in the loan documents to be signed by the customer to signify availment of the approved loan.

• Filipino citizen residing in the Philippines
• At least 21 years old, but not older than 60 years of age at the time of loan maturity
• If employed:
  • A Gross income of at least Php 15,000/month or Php 195,000/year
  • At least 2 years with the company and confirmed as a permanent employee
  • A Gross income of at least Php 30,000/month or Php 360,000/year
  • At least 2 years of profitable operations or practice

  Step 2: Prepare your income document.

  • If you have an existing Philippine-issued principal credit card for the last 12 months with a credit limit of at least Php 20,000, simply indicate your credit card number and other details in the application form.
  • If you don’t have an existing credit card, then, simply submit any one of the following income documents.
    • Employed
      • Latest 3 months payslips OR
      • Latest Income Tax Return (ITR) or BIR Form 2316 OR
      • Certificate of Employment and Compensation
      • Audited Financial Statement (3 years) OR
      • Latest Income Tax Return (ITR) or BIR Form 1700 or 1701 AND
      • DTI / SEC Business Registration Certificate

      Step 3: Visit the nearest BPI branch to submit your income document, present your promo code, and accomplish the loan application form.

      Step 4: You will receive an SMS notification from BPI once loan has been approved.

      Step 5: Sign your loan documents through the Docusign link that will be sent to your email or by visiting the branch. Don’t forget to bring a valid government ID on your loan signing appointment.

      Step 6: The funds will be credited to your nominated BPI deposit account.